St Andrews is an insurance policy which provides your family with a lump sum benefit when you die. But that's not all, other benefits include:
* 24/7 cover wherever you are in the world.
* $10,000 advance benefit.
* Five payout levels from $100,000 - $500,000 - premiums to match your gender, age, smoking status and the level of payout you want.
See how little your insurance will cost