Shop On-Line Australia is online shopping in Australia at its best
for Australian credit card comparision to help choose a credit card for you. By being able to compare credit cards your choice is easier! Australian online shopping is safe, secure, fun and easy with Shop Online Australia.
Scroll down to see credit card offerings.
NEW! Click here for Loans and Finance comparison tables!
Article - Things to think about when choosing a credit card
We have some great credit card products listed below, but before you sign up with any, it is important to do a good credit card comparison when choosing a credit card that is right for you. Because depending on how you use your card, you could save yourself a pile of money by choosing the right one.
An important aspect when choosing a credit card is to determine if you are going to be paying the card off each month before any interest is charged, or if you use the credit card as a source of ready credit and pay it off gradually.
If you are the latter, a card with a low interest rate is best for you. Interest free days are not as important as a low interest rate. If you have a monthly balance of $2000, and are paying 19% compared with card that charges only 10%, this is the equivalent on a $184 saving per year!
There are some great low interest rate credit cards listed below.
On the other hand you may be a person who pays off the balance before the due date. In this case the number f interest free days on your credit card account is more important than the interest rate charged.
If you feel you cannot control your spending, then a Debit Card may be solution. Working like a credit card, its spending power is limited to the balance in the account it draws from. A suggested Debit Card is promoted at left.
NEW! Click here for Loans and Finance comparison tables!
A credit card with rewards
Use your card, get rewards!
ANZ lets you choose the way you’re rewarded.
ANZ Rewards Visa lets you choose from over
500 rewards including cash back and shopping vouchers. Purchases you make can help build your rewards points balance faster.
A great reward option if you have no interest in flights - I like the cash-back option!
Apply for a rewards card now!
Earn Flight rewards
ANZ Frequent Flyer Visa - 2.9% interest rate on balance transfers for the first 12 monthsANZ Frequent Flyer Visa - 2.9% interest rate on balance transfers for the first 12 months.
Key features:
- Earn unlimited Bonus Points* at over 2,000 ANZ Bonus Partner outlets.
- You can receive up to 2 Bonus Points* for every dollar spent at ANZ Bonus Partners.
- Visa acceptance at over 24 million locations worldwide.
- Interest free days on purchases:
- Up to 44 days on ANZ Frequent Flyer Visa.
- Up to 55 days on ANZ Frequent Flyer Visa Gold
- 24/7 ANZ Falcon™ security protection.
You don’t even have to be an ANZ customer to apply.
Click here to apply online and get a response in 60 seconds.
Approval is subject to ANZ's normal credit approval criteria. *Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (call ANZ on 13 22 73 for a copy). Limits apply to the number of points you can earn in a monthly statement cycle. An Account Holder must be a member of the Qantas Frequent Flyer program to earn points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program.
Citibank Ready Credit at 2.9%
- Have the freedom to buy what you want.
- Low introductory rate of 2.9% for 6 months†
- No application or setup fees, ATM/EFTPOS transaction fees#
- Flexible spend - borrow from $5,000 - $25,000^
† 2.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six month introductory period the interest rate will revert to an interest rate of 17.99% p.a. This interest rate is variable and subject to change and Citibank credit criteria.
Apply online today for ReadyCredit
Citibank Clear Card
At last a credit card that gives you a low interest rate! Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.
- LOW interest ongoing on purchases
- Access your account anywhere, anytime via Internet and phone banking
- Up to 55 days interest free on retail purchases
- Offer available online for a limited time only
So take advantage of this low rate now!!
A credit card with rewards
Use your card, get rewards!
ANZ lets you choose the way you’re rewarded.
ANZ Rewards Visa lets you choose from over
500 rewards including cash back and shopping vouchers. Purchases you make can help build your rewards points balance faster.
A great reward option if you have no interest in flights - I like the cash-back option!
Apply for an ANZ rewards card now!
